Health Insurance
Have you heard about all the great opportunities to be able
to work from your home? Some of the hype is nothing but a
scheme to get you to part with your hard earned money, but
there are also many legitimate home based businesses that allow
you to make a decent income.
You need to be careful and do your research and it is
possible to make money on the internet. In all reality you are
not going to make thousands of dollars every week by turning on
your computer for ten minutes like some sites promise, but with
some steady consistent effort you can make a living staying at
home.
A year and a half ago I began looking into different home
based businesses. I learned the hard way that not of them are
legitimate. I paid money to receive information about getting
involved in a few businesses.
Once I paid my money for the information I discovered that
either I had to make large additional investments or I needed
additional computer skills than I have. It was a tough lesson
but through it all I did find a dealership with a company that
I have been able to make some money with. The difficult part is
the issue of private health
insurance.
Once I was gone from my former job for eighteen months I was
no longer able to get my insurance at the reduced group rate.
Private health insurance costs are extremely high, especially
if I wanted the total coverage that I had in the past. My
husband’s health insurance was paid for him at his employment
but it would cost three hundred dollars a month to add me
on.
I received several price quotes for private health insurance
but none of them were as extensive coverage as my husband’s
work policy so I was added on. This meant that not only was I
making less money than I had on my job doing the home based
business but know my husband’s checks were smaller because they
took out the insurance premiums.
One day my husband was telling me about his day and he
mentioned meeting with a provider that was located ten miles
from our home. She was looking for a case manager. I called her
and found out that she needed a person to work part-time. The
pay was not that great but health care benefits were included
for a fee of twenty dollars a month. I interviewed and took the
job.
The case management is fun and the part-time hours allow me
to continue to work on the home based business. My husband
feels like he got a raise too because they are no longer taking
the insurance premiums out of his check. I think the high cost
of private health insurance keeps many people working for
companies that offer health
insurance as a benefit.
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